Canadian Dental Care Plan in September 2025.In 2025, the Canada Dental Care Plan (CDCP) was expanded to include adults aged 18 to 64. This will be really helpful for people who have not been able to afford regular dental visits in the past.
The CDCP was first launched in 2023 to help children under 12. Later it started including seniors. Now, with adults also included, many more Canadians can finally get the dental care they need.
It would include tooth checkups, cleanings, tooth fillings, and other basic treatments. They do not have to take care about the cost. To be eligible, your income needs to come under a certain amount and you can not have private dental insurance. The program is run by Health Canada and Sun Life, and it is meant to help low to middle-income people. It is for those who usually skip the dentist due to financial problems.
If you were avoiding going to the dentist because it is too expensive, then this new expansion could really help. It is a chance to take care of your teeth without worrying about finances. Let’s know more about Dental Care Plan in the following article.
Overview of the Canada Dental Care Plan
| Name of Program | Canada Dental Care Plan |
| Administered By | Health Canada with Sun Life |
| Beneficiaries | Canadian people who are aged between 18 and 64 and Income under $90,000 (partial coverage starts to reduce above $70,000). |
| Originally Started | In 2023 (First for children under 12, then expanded to seniors) |
| Application Process | Online and paper-based applications (phased rollout in 2025) |
| Post Category | Finance |
| Official Website | Canada.ca |
CDCP Eligibility for Adults (2025)
It is always adivsed to check if you qualify before applying for the Canadian Dental Care Plan (CDCP).
- Age: If you are aged from 18 to 64, you can apply in 2025. The distribution started earlier for other age groups.
- Income Rules: Your family income needs to be under $90,000 a year. It depends on the income you reported in your most recent tax return.
| Income Range | What You Pay | Coverage |
| Under $70,000 | 0% | Full |
| $70,000 – $79,999 | 40% | Partial |
| $80,000 – $89,999 | 60% | Partial |
| $90,000+ | Not eligible | – |
- No Private Dental Insurance: You can not have any private dental coverage. Even if you do not use it, you are still not allowed.
- Residency: You must live in Canada and be someone who files taxes here.
- Additional Information: If you are part of a student or professional group that gives dental coverage, then you are not eligible either.
CDCP Application Timeline
The Canadian Dental Care Plan (CDCP) is now being opened up to adults aged 18 to 64 in 2025. Seniors were added in 2023–2024. Children under 18 and adults who are eligible for DTC were included in 2024.
Starting May 2025, eligible adults can start applying.
- If it gets approved, your dental coverage might start as early as June 1, 2025.
- Around 4.5 million uninsured Canadians people in this age range are likely to receive help.
Important: You will need to renew your coverage every year by June 1 to keep getting benefits. Renewal is based on your latest income tax return, so make sure to file it every year.
How to Apply for a Canadian Dental Plan in 2025?
Applying for the Canadian Dental Care Plan (CDCP) in 2025 is pretty simple. Here is how you can apply online.
Online:
- Go to canada.ca/dental.
- Sign in through your CRA MyAccount.
- Check that you are eligible (based on income and no private dental insurance).
- Submit your application.
- If it gets approved, you will get a welcome package from Sun Life with your start date.
Apply Through Service Canada
If you need help from Service Canada, then here is how you can seek help.
- You can apply over the phone by calling 1-833-537-4342.
- Go to a Service Canada office near you.
- Bring a photo ID and your SIN number.
No need to bring extra income papers, they check through your tax information.
Note: Use Sun Life’s number (1-888-888-8110) only if you are already signed up and have questions about your coverage.
When Coverage Starts & What Can You Expect?
Once your CDCP application gets approved, your coverage usually starts within 2 to 4 weeks. It is dependent on your applied date and your age group. You will get a notice letting you know your official start date.
Then, you can make a dental appointment with a provider who accepts CDCP. Services like checkups, cleanings, fillings, root canals, and other basic treatments will be covered.
Some dental clinics might charge more than what CDCP pays, which is called balance billing. If that happens, you will need to cover the extra cost yourself. Moreover, the amount you pay depends on how much you earn.
This has caused a bit of confusion lately, as some people on social media (like X) have shared that they were surprised by extra costs. So always ask your dentist first if they accept CDCP rates to avoid unexpected bills.
| Home Page | https://aiis.org/ |
FAQs for Canadian Dental Care Plan in September 2025
1. When can adults aged between 18 and 64 apply?
You can apply from May 2025. If it gets approved, coverage can start from June 1, 2025.
2. What is the income limit?
Your family’s income should be less than $90,000. If it is under $70,000, you get full coverage.
3. Do I need to file taxes?
Yes. You must file your taxes to confirm your income.
4. Can I apply if I have private dental insurance?
No. If you have private dental coverage, you are not eligible. Public plans might be okay.
5. How to Know If Your CDCP Application Is Approved?
Sun Life will send you a letter or email with your ID number and start date.
